Yes, subject to fulfilling the other eligibility criteria.

If the purpose of loan is to pay the electricity bill the sanctioned amount will be directly disbursed in the Electricity Boards Account

72 hours subject to all documents/information being provided by the applicant.

No. At a given time only one loan can be active.

Borrower has the flexibility to repay loans as and when comfortable subject to at least interest being paid monthly.

a. Through cheque
b. Online Transfers
c. By using payment option on our mobile application

All details of your loan account can be viewed by logging into your EmPaisa mobile application.

You will be charged interest on daily basis. Whatever part payment is made will be deducted from the net outstanding amount as on date (Net Outstanding = Principal + Interest accrued till date – Part Payment)

CIBIL/Credit score keeps a track of all payment delays and we being an NBFC will report it on periodical basis

If funds repayed in your loan account are not sufficient and overdue (if any), NACH will be presented.

Our loans are unsecured, and no collateral is needed as security.